[3/19 update] Guidance of safety net guarantor for company affected for new coronavirus infectious disease

March 19, 2020

All of the medium and small-sized businesses come under an influence of for this new coronavirus infectious disease would like to express our heartfelt sympathy.

In Okinawa and Ministry of Economy, Trade and Industry, we recognize new coronavirus infectious disease as disaster targeted for safety net guarantor and, to medium and small-sized businesses affected by new coronavirus infectious disease, perform exemptions of reduction and guarantee charges of interest rate in case of financing as fund raising support for management stability.

 About system list (extract from association of Okinawa credit guarantee HP)
[association of credit guarantee] Guidance of safety net guarantor. pdf(244KBytes)



[Okinawa financing facility]
 
We perform the handling of financing object 4 (damage correspondence loan such as disasters) of prefectural financing facility "medium and small-sized business safety net fund" as follows to perform finance support to all of the medium and small-sized businesses affected for new coronavirus infectious disease in the prefecture.

Area that is targeted for financing eligible people and financing
 ○Eligible people : Person from medium and small-sized business, cooperative where business career was affected by new coronavirus infectious disease in one year or more
 ○Target area : All municipalities in Okinawa
 ○Purpose for funds : Business capital which affects influence correspondence of new coronavirus infectious disease
 ○Financing limit : Only as for the operating funds 30 million yen (general guarantee frame application)
 ○Financing period : Seven years (measures period less than one year)
 ○The financing rate of interest : 0.90%
 ○Guarantee rate : 0% (the total amount prefecture bears guarantee charges)

Required document, application method
(1) Documents (account books) which can confirm sales decrease in new coronavirus infectious disease by influence
(2) Authorized application which is targeted for medium and small-sized business safety net fund (correspondence loan such as disasters) financing. doc(32.0KBytes)
(3) Written consent about offer of personal information. doc(28.5KBytes) 

For more information about conditionality, please refer to applicable page in Okinawa medium and small-sized business support section HP.
https://www.pref.okinawa.jp/site/shoko/keiei/kinyu/singatakorona.html (the outside site)


[safety net guarantor]
 We trust to plan facilitation of capital infusion to person from medium and small-sized business which trouble produces for stability of management by natural disasters with safety net guarantor
 It is system that normal guarantee limit is decision outside the standard of, and association of guarantee guarantees. About authorization of safety net guarantee, it is medium and small-sized business credit insurance method Article 2 Paragraph 5
 And head of municipality performs based on Paragraph 6, but is as follows about application.

"Safety net guarantor 4"
  In Ministry of Economy, Trade and Industry, it is safe as fund raising support measures to person from medium and small-sized business affected by new coronavirus infectious disease that occurred recently
 Guarantee and decision outside the standard of general about person from medium and small-sized business which it is decided to exercise tinetto guarantee 4 issue, and was affected by new coronavirus infectious disease
 Guarantee (100%) of association of credit guarantee is available of this.

○System summary 

  System summary of safety net guarantee 4. pdf(360KBytes)
○Authorized standard
  The location (office where sole proprietor is main) of the head office is person from medium and small-sized business in Itoman-shi and corresponds to (ro) of the following (i), all of (ha)
  Person becomes a target of authorization.

   (i) Applicant continuing in the appointed place area more than one year, and performing business.
   (ii) After, due to outbreak of new coronavirus infectious disease, having been affected by the disasters to affect the business concerned, recently, as a general rule, one-month sales
     High or sales figures
(when encounter construction industry the amount of completion construction or order backlog. We say "sales amount" as follows, and) decreases by 20% or more than the same month in the previous year
     It being anticipated that we are doing sho and sales amount including the next two months for 3 months decreases more than 20% in comparison with the same period a year ago.
        (iii) Being type of industry targeted for guarantee of association of Okinawa credit guarantee.

○ Required document, application method
 (1) 4 authorization application. doc(35.0KBytes)
  (2) Sales amount change list. xls(28.0KBytes)
  ※Entry example is this → Sales amount change list (mention example) .pdf(265KBytes)
  (3) Copying (sales account book, income statement) of documents which can confirm decrease in monthly sales amount to meet authorized requirements (the future anticipate, and include)
  (4) All the history matters certificate (copying of thing) with decision report (tax office receipt seal which is latest in the case of sole proprietor) issued within three months
  (5) Copy of financial statements (for latest one year)
  (6) The original (please bring registered seal registered with seal certificate) of seal certificate issued within three months
  (7) Copying (only as for the type of industry that patente is necessary) such as authorization
  (8) Proxy. pdf(36.4KBytes) (in the case of substitution application)  

○Period of authorization
 Until June 5, 2020

[safety guarantor 5]
 With outbreak of new coronavirus infectious disease, the public guarantee and guarantee (80%) of credit guarantee association of decision outside the standard of are available as fund raising support measures to person from medium and small-sized business affected by the infectious disease.

○System summary
System summary of safety net guarantee 5. pdf(352KBytes)
○Authorized standard
 (1) In (there is revision quarterly) of person from medium and small-sized business belonging to type of industry (see below) to appoint of country, office (the head offices) is in Itoman-shi
    About target type of industry, please see homepage of the Small and Medium Enterprise Agency↓
    https://www.chusho.meti.go.jp/kinyu/sefu_net_5gou.htm (the outside site)
 (2) It is the city company performing business to belong to designated type of industry and we let any of the following standard fill and become a target of authorization.
  (i) Sales amount for 3 months decreasing from the year before recently more than 5%
  (ii) Cannot charge rise in cost price such as crude oil to sales price such as products
    That, by rise in crude oil price, cost prices such as crude oil accounting for 20% or more rise in the sales prices of products more than 20%; tile
    As raise in price of offer (including processing fees) of zu, sale of thing or labor is remarkably difficult, crude oil among recently 3-month sales amount
    Exceeding ratio of cost price of this.

○Required document (as required document varies according to (i) of ※ authorization standard (2), (ro), please be careful.)

 ●5 (i)
   Authorized requirements, required document. pdf(100KBytes)
  Styles are as follows. 
   Application every authorized requirements and sales amount check
    (i) -1 Application. xls(35.5KBytes) ・ Check. xls(31.5KBytes)
    (i) -2 Application. xls(34.0KBytes) ・ Check. xls(33.0KBytes)
    (i) -3 Application. xls(37.0KBytes) ・ Check. xls(33.0KBytes)
    Proxy corporation. xls(32.0KBytes) ・ Personal company. xls(31.0KBytes)
 ●5 (ro)
  Authorized requirements, required document. pdf(100KBytes)
  Styles are as follows.
   Application every authorized requirements
    (ii) -1 Application. xls(38.5KBytes)
    (ii) -2 Application. xls(39.5KBytes)
    (ii) -3 Application. xls(40.0KBytes)
    Proxy corporation. xls(32.0KBytes) ・ Personal company. xls(31.0KBytes)
○Period of authorization
 March 31, 2020

 
It is Itoman-shi government office business and industry Tourism Division TEL 098-840-8137 about consultation and application window hanging over certification application 

                       Itoman-shi business and industry society     TEL 098-992-2816

Contact

Commercial and industrial Tourism Division
Person in charge of commercial and industrial promotion
Telephone: 098-840-8137